Don't let your business grow to death

Don't let your business grow to death

Get the Working Capital needed to Grow your Business!

Growth is usually viewed as a positive step for business owners, but if not managed properly, growth could be the death of your business.

If your business grows too fast, or grows the wrong way, you can actually grow yourself out of business. Along with growth comes the costs of additional staff, system development, and changes in operations. Without access to working capital, your business won’t be able to support these essential changes.

By tapping into your business’s Accounts Receivable, or outstanding invoices, you can free up existing capital and have access to the immediate cash flow needed for growth.

How does Accounts Receivable Financing work?

Whether you are an established business or just getting started, insufficient cash flow can cripple your operations and growth capabilities. Traditional institutions often do not view your company’s Accounts Receivable for what they are, an asset! SouthStar Capital does not see through the eyes of traditional lending institutions and can turn your Accounts Receivable into working capital.

Rather than waiting for your customers to pay, SouthStar will advance up to 90% of the total value of your unpaid invoices immediately, then you receive the remaining balance, minus a small fee, once the invoice is paid. By having access to same-day funding, you will always have the cash flow needed for growth, as well as other expenses. The process creates zero debt for your company, so you won’t have to worry about paying back loans or high interest rates. Plus, SouthStar is concerned with the credit quality of your clients (account debtors) and not your personal or business credit scores.

Get the working capital needed to grow your business!

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Accounts Receivable Financing

The 5 Steps of Accounts Receivable Financing

  1. You provide products or services to another creditworthy business on terms.
  2. You send the invoice to your customer and send the invoice, along with any support documentation to SouthStar Capital.
  3. SouthStar will verify the invoice then advance up to 90% of the invoice directly to you.
  4. Your customer then pays the invoice by ACH, wire transfer, or a check made out to your company, but sent to SouthStar Capital’s address.
  5. SouthStar then sends you the invoice balance, less our fee. We can repeat this process as often as you generate an invoice.
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Benefits of SouthStar's Accounts Receivable Financing

  • Same day approval/closing in 2-5 days
  • Working capital is sent within 24 hours of receiving invoice
  • Deal directly with decision makers
  • No maximums for monthly receivables
  • No debt is added to your balance sheet
  • Challenged credit is a non-issue
  • Years in business is not a factor
  • Assigned account team for your company
  • No equity required, keep 100% ownership of your business
  • Save time and money with a third party handling day-to-day accounts receivable
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Benefits of SouthStar's Accounts Receivable Financing

  • Same day approval/closing in 2-5 days
  • Working capital is sent within 24 hours of receiving invoice
  • Deal directly with decision makers
  • No maximums for monthly receivables
  • No debt is added to your balance sheet
  • Challenged credit is a non-issue
  • Years in business is not a factor
  • Assigned account team for your company
  • No equity required, keep 100% ownership of your business
  • Save time and money with a third party handling day-to-day accounts receivable

What to Expect with Accounts Receivable Financing

What to Expect with Accounts Receivable Financing

As a client of SouthStar’s Accounts Receivable Financing  solution, you will be assigned a personal account manager who will handle collections, payment processing, and customer credit approvals, allowing you to focus on your business. With AR Financing, we look at the credit history of your customer, not your company or personal credit history. Years in business is not a factor in our decision to finance, making AR Financing great for start-ups. Once established with SouthStar, you will receive same-day funding on submitted invoices. This gives you access to unlimited working capital, right when you need it. Accounts Receivable Financing also allows you to extend longer payment terms to clients and grow your business.

As a client of SouthStar’s Accounts Receivable Financing  solution, you will be assigned a personal account manager who will handle collections, payment processing, and customer credit approvals, allowing you to focus on your business. With AR Financing, we look at the credit history of your customer, not your company or personal credit history. Years in business is not a factor in our decision to finance, making AR Financing great for start-ups. Once established with SouthStar, you will receive same-day funding on submitted invoices. This gives you access to unlimited working capital, right when you need it. Accounts Receivable Financing also allows you to extend longer payment terms to clients and grow your business.

"We hit a point where business really picked up and our customer base was growing rapidly. We were slammed, so we hired 3 new employees to compensate for the extra work, but soon realized the issues that followed. Our cash flow was tied up in our receivables, making it hard to pay our staff and continue operating normally. A friend referred me to SouthStar and they were able to implement an Accounts Receivable Financing program. Now we are able to get the money from our invoices right away, so we can move on to the next job and pay our employees on time."

– Phillip, Owner of an IT Services Company

"We hit a point where business really picked up and our customer base was growing rapidly. We were slammed, so we hired 3 new employees to compensate for the extra work, but soon realized the issues that followed. Our cash flow was tied up in our receivables, making it hard to pay our staff and continue operating normally. A friend referred me to SouthStar and they were able to implement an Accounts Receivable Financing program. Now we are able to get the money from our invoices right away, so we can move on to the next job and pay our employees on time."

– Phillip, Owner of an IT Services Company