Accounts Receivable Financing Powers Commercial Flooring Growth

The Situation

An Indiana-based commercial flooring contractor was seeing increased demand across residential and commercial markets, including schools and government-related facilities. With annual revenues growly quickly with further plans for continued growth, larger projects required more upfront cash for labor and materials. Payment terms of 30–60 days and progress billing with retainage created cash flow gaps, and the company needed a flexible solution to support payroll and ongoing operations without a traditional line of credit. 

The Solution

SouthStar Capital structured a $500,000 Accounts Receivable financing facility to advance against eligible invoices, including progress-billed contracts. The facility provided immediate liquidity tied to completed work, enabling the contractor to cover weekly payroll, materials, and subcontractor expenses without taking on long-term debt. 

The Result

The financing delivered dependable working capital, allowing the company to pursue larger commercial opportunities with confidence. With stronger cash flow, the contractor can continue scaling operations, maintain vendor relationships, and support future growth without disruption.